Eliminate Tax Stress & Achieve Financial Health
Be Proactive and Work with Pros:
Tired of tax season surprises? Many people overlook how tax strategy and financial planning work together. At BLDR Wealth, we don’t wait until April—we take a proactive approach, finding ways to grow your wealth and cut your tax bill all year long. Why leave money on the table?
Deferred Sales Trust (DST)
A Deferred Sales Trust (DST) is a powerful tool for individuals looking to sell highly appreciated assets while deferring capital gains taxes and maintaining financial flexibility. Clients who are looking for capital preservation, cash flow, and other reinvestment opportunities should explore how this option could help.
Who We Help with this Strategy:
- Real Estate Investors- Selling property without an immediate 1031 exchange while still deferring taxes.
- Business Owners-Transitioning out of a business without taking a huge tax hit all at once.
- High Appreciated Assets-Selling stocks, artwork, or other valuable assets without a large upfront tax bill.
- Estate & Retirement Planning-Creating a steady income stream while reducing tax burdens for heirs.
- Diversification-Reinvesting proceeds into different asset classes instead of being locked into one type of investment.
How It Works:
A Deferred Sales Trust is a type of IRC Section 453 installment sale also known as a “seller carry-back.” By utilizing the IRS tax code, the seller of a highly appreciated asset realizes tax deferral benefits by not receiving actual or constructive receipt of the proceeds at the time of the sale, instead receiving payments made to them over time
By using a DST, you can defer your capital gains tax and put that money to work for you. This strategy allows you to postpone capital gains tax payments indefinitely, potentially benefiting future generations. It's a proven method to protect your wealth and strategically plan for the future.
Direct Indexing:
Direct indexing allows investors to own individual stocks within an index, rather than just owning ETFs and mutual funds. This provides a powerful tax advantage through tax-loss harvesting, helping you reduce your overall tax bill. Tax loss harvesting is a powerful tool to lower your capital gains taxes in addition to planning for Charitable giving and your legacy.
Client Tax & Wealth Strategy is our Focus:
Did you know most tax professionals just want to file your return and are not proactive with future financial planning? Our advisors integrate your wealth goals alongside your tax planning and will make recommendations along the way. With a team mindset, we work alongside your estate attorney and tax advisor to build a custom tax and financial planning strategy—helping you make more informed decisions every step of the way.